Electronic money Payment services Card issuance Marketplace Crowdlending Mobile payment

With 20 years of experience in electronic banking, SFPMEI brings together all the skills required to create, develop and provide alternative and innovative payment services.



Experienced in Financial Regulation, Internal Control & Compliance, Anti-Money Laundering, Payment and Security of Electronic Payment Systems, SFPMEI experts are at your disposal to assist you in your projects.


SFPMEI offers you to rely on a licensed entity specialized in French and European regulations and benefit from the partnerships formed by SFPMEI with major French banks and important players in the world of payments.


Licensed as an electronic money issuer by the french supervisor authority ACPR, SFPMEI carries out innovative projects in the field of payment services and electronic money.

Areas of activity

SFPMEI offers a complete coverage of areas

Electronic Money

Payment Services

Card Issuance



Mobile Payment

Our partners

Our skills


Electronic Money and Payment Services

SFPMEI, an electronic money issuer, has all the necessary approvals for the development and marketing of electronic money instruments in the European Economic Area.

Our approval also covers all non-cash payment services.

SFPMEI also holds a visa principal issuer license and has partnered with Bankable, which has a technical processing and account management platform that allows SFPMEI partners to issue VISA payment cards and IBANs.

Our expertise in these areas is available to our partners.

Methods of Payment Security

On the French domestic market, when issuing payment instruments, the French Central Bank requires Payment Services Providers to ensure the security of those services.

In this context, SFPMEI has experts capable of auditing your IT security and technical environments implemented as part of payment services you wish to provide.

SFPMEI assists you in carrying out the changes necessary to bring your system into compliance with the latest security requirements.

Anti-Money Laundering

Fighting for Anti-Money Laundering and Combating the Financing of Terrorism (AML-CFT) is at the heart of our concerns.

Identification, vigilance and monitoring obligations are strong regulatory constraints that are necessary to ensure system compliance.

SFPMEI has the skills and tools to secure the operating conditions of payment systems.

Internal Control

Internal control represents all procedures and controls that contribute to the identification and control of risks specific to the provision of financial services.

As a cornerstone of regulation, internal control requires, among other things, the formalization of certain business processes that are more or less sensitive to your business.

Our teams help you organize and implement quality internal control, quickly becoming an added value for your business.

Customer Protection

Customer protection is at the heart of banking supervisors. Regulations and recommendations require any company wishing to exercise the payment market to comply with obligations of information, processing of claims, processing of personal data, …

SFPMEI supports you throughout the development of your offer to ensure optimal protection for your customers.

Regulatory Reporting

Our experience and close relationship with the French banking authorities, both ACPR and Banque de France, give us a privileged knowledge of authorities expectations.

Within our partenership framework, regulatory reports activity are fully managed by SFPMEI, allowing you to concentrate on your core business.

Who are we ?


Have a project ?

We adapt our advice to everyone’s objectives and situation in order to offer tailor-made support.