Our history

Société Financière du Porte-Monnaie Electronique Interbancaire was created in 1999 by a consortium of players in the banking sector, mainly to issue electronic money from the MONEO system.

In 2021, SFPMEI is created and succeeds Société Financière du Porte-Monnaie Electronique Interbancaire.

With the status of an electronic money institution, SFPMEI has 20+ years of experience in the field of payment.

For all these years, SFPMEI has expanded its service offering to support companies and entrepreneurs wishing to position themselves in the innovative payment market.

SFPMEI is an electronic money establishment licensed to provide payment services approved and supervised by the Prudential Control and Resolution Authority: Autorité de Contrôle Prudentiel et de Résolution ACPR – 4 place de Budapest CS 92459 75436 Paris cedex 09 - establishment code CIB 17448 .

SFPMEI is an institution registered in the register of the European Banking Authority (EBA) with the national identification number l 890111776 .

Our projects


  • Launched a partnership with BLANK to offer financial services to freelancers, entrepreneurs and craftsmen.


  • Becomes a principal issuer member of the VISA card network.
  • Deploys with KARD a mobile payment offer for teenagers. 


  • Establishes a partnership with SPENDINGESK to offer financial services to professionals. 


  • Launched, in partnership with CASHSENTINEL, a transaction security service dedicated to the second-hand vehicle market.


  • Development with LIMONETIK, a specialist in payment methods dedicated to e-commerce, of a collection services offer dedicated to merchant sites and marketplaces.


  • Becomes the first issuer of dematerialized restaurant vouchers with MONEO RESTO card marketed in collaboration with Moneo Payment Solutions.      
  • Becomes the financial institution of Lydia, a mobile payment service developed by LYDIA Solutions.    
  • Participates in the launch of the first French crowdlending service UNILEND.